Free · no sign-up · formula shown

Calculators

Nothing you enter leaves your browser. Every result shows the formula it used and the assumptions it made, so you can check the working instead of trusting a number that appeared out of nowhere.

6: calculators
0: fields sent to a server
100%: show their formula

These do not calculate LIC premiums

LIC premium rates, bonus rates and surrender values come from LIC's own tables. We will not publish a premium or maturity figure until it is verified against LIC's official documents — an invented number would be worse than none. For an actual premium quotation, ask us and we will confirm it from the official source.

Protection

How much life cover do you needEstimate the life cover required to replace your income and clear your liabilities, using the income-replacement method.

Planning

Goal plannerWork out what a future goal will cost after inflation, and what you would need to set aside each month to get there.

Retirement corpus estimatorEstimate the retirement fund needed to support your desired monthly income, and what it takes to build it.

Inflation impactSee what today's money is likely to be worth in future, and what a cost today will grow to.

Growth projections

Monthly savings projectionSee what a fixed monthly amount could grow to over time at a return rate you choose.

Lump sum projectionSee what a single amount invested today could grow to at a chosen rate.